Terms and Conditions

Read the Terms and Conditions below, as they cover the terms and conditions that apply to your use of the services available to you on this website (the “Service,” “Website,” or “Site”).

This website is owned and operated by Muhammad Zain, Founder of Zain Academy. Our registered office is at House # R-37, Memon Nagar, Sector 13A, Gulzar-e-Hijri, KDA Scheme 33, Karachi, Pakistan.

General Terms and Conditions

In consideration of use of the Service, you agree to: (1) provide true, accurate, current, and complete information about yourself, and (2) maintain and update this information to keep it true, accurate, current, and complete. If any information provided by you is untrue, inaccurate, not current, or incomplete, Zain Academy has the right to terminate your account and refuse any and all current or future use of the Service. You agree not to resell or transfer the Service or use of or access to the Service unless a specific written agreement to do so has been entered into by you and Zain Academy.

You acknowledge and agree that you must: (1) provide for your own access to the Internet and pay any service fees associated with such access, (2) provide and be responsible for operation of all equipment necessary for you to make such connection, and (3) accept reasonable down times which may or may not be within our control.

By using the Zain Academy Website, including any applets, software, scripts, and content contained therein, you agree that use of the Service is entirely at your own risk.

THE SERVICE AND ALL SOFTWARE PROGRAMS ASSOCIATED THEREWITH IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, ZAIN ACADEMY DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS, OR SERVICES AND (2) ANY WARRANTIES OF TITLE, WARRANTIES OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, WHETHER FOR BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

NEITHER ZAIN ACADEMY NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR ANY OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY.

You may print a copy of the information on this Site for your personal use or records. Zain Academy reserves the right to change any content information on this Website including but not limited to revising and/or deleting features or other information without prior notice. Clicking certain links within this Website might take you to other websites for which Zain Academy assumes no responsibility of any kind for the content, availability, or otherwise. The content presented on this Site may vary depending upon your browser limitations.

Third Party Provided Content

Some information on this Site, as well as reference materials or links to other sites, are for general informational purposes only, and are not intended to be relied upon for transactional purposes. Neither Zain Academy nor any of its affiliates or content providers shall be liable for any errors or delays in the content of such information or reference materials, or for any actions taken in reliance thereon.

User Conduct On the Service

While using the Service, you may not: restrict or inhibit any other user from using and enjoying the Service; or post or transmit any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national, or foreign law, or post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial communication (except as otherwise expressly permitted by Zain Academy), or engage in spamming or flooding; or post or transmit any information or software which contains a virus, Trojan horse, worm, or other harmful component; or post, publish, transmit, reproduce, distribute, or in any way exploit any information, software, or other material obtained through the Service for commercial purposes (other than as expressly permitted by the provider of such information, software, or other material); or upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the Service which is protected by copyright or other proprietary right, or derivative works with respect thereto, without obtaining permission of the copyright owner or rightholder; or upload, post, publish, reproduce, transmit, or distribute in any way any component of the Service itself or derivative works with respect thereto.

Zain Academy has no obligation to monitor the Service. However, you acknowledge and agree that Zain Academy has the right to monitor the Service electronically from time to time to operate the Service properly or to protect itself or its subscribers and to disclose any information as necessary or appropriate to satisfy any law, regulation, or other governmental request. Zain Academy reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, inappropriate, or in violation of these Terms and Conditions.

Failure to Comply With Terms and Conditions and Termination

You acknowledge and agree that Zain Academy may terminate your password or account or deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that Zain Academy in its sole discretion believes violates any of the Terms and Conditions, violates the rights of Zain Academy, or is otherwise inappropriate for continued access.

You acknowledge and agree that Zain Academy may in its sole discretion deny you access through Zain Academy’s Website to any materials stored on the Internet, or to access third party services, merchandise, or information on the Internet through Zain Academy’s Website, and Zain Academy shall have no responsibility to notify any third-party providers of services, merchandise, or information nor any responsibility for any consequences resulting from lack of notification.

You agree to defend, indemnify, and hold Zain Academy and its affiliates harmless from any and all claims, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising in any way from your use of the Service or the placement or transmission of any message, information, software, or other materials through the Service by you or users of your account or related to any violation of these Terms and Conditions by you or users of your account.

Links from and to this Website

You acknowledge and agree that Zain Academy and any of its website affiliates have no responsibility for the accuracy or availability of information provided by linked sites. Links to external websites do not constitute an endorsement by Zain Academy or its affiliates of the sponsors of such sites or the content, products, advertising, or other materials presented on such sites.

Information in the many web pages that are linked to Zain Academy’s Website comes from a variety of sources. Some of this information comes from official Zain Academy licensees, but much of it comes from governmental agencies or unofficial or unaffiliated organizations and individuals, both internal and external to Zain Academy. Zain Academy does not author, edit, or monitor these governmental agencies or unofficial pages or links. You acknowledge and agree that Zain Academy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on such external sites or resources.

Other Information

Zain Academy is taking reasonable and appropriate measures, including encryption, to ensure that your personal information is disclosed only to those specified by you. However, the Internet is an open system and we cannot and do not guarantee that the personal information you have entered will not be intercepted by others and decrypted.

If you wish to make purchases through the Service, you may be asked by the merchant or information or service provider from whom you are making the purchase to supply certain information, including debit card or credit card or other payment mechanism information. You agree not to hold Zain Academy liable for any loss or damage of any sort incurred as a result of any such dealings with any merchant or information or service provider through the Service. You agree that all information you provide any merchant or information or service provider through the Service for purposes of making purchases will be accurate, complete, and current. The merchants and information and service providers offering merchandise, information, and services through the Service set their own prices and may change prices or institute new prices at any time. You agree to pay all charges incurred by users of your account and debit card or credit card or other payment mechanism at the prices in effect when such charges are incurred. You also will be responsible for paying any applicable taxes relating to purchases through the Service.

Miscellaneous

The failure of Zain Academy to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of the Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms and Conditions remain in full force and effect.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms and Conditions must be filed within one (1) week after such claim or cause of action arose or be forever barred.

Return & Refund Policy

Zain Academy guarantees the immediate refund of all resalable texts within 1 day of purchase, provided access of the materials is not given. Send us an email on help@mzain.org or call us at +92 311 222 4261.

Complaint Resolution Policy

For more information regarding administrative policies such as complaint and refund, please contact through email at help@mzain.org or call us at +92 311 222 4261. Your complaint will be addressed in 1 day.

Cancellations

You may cancel any order within 3 hours of placement. Post expiry of the aforementioned period, no cancellation requests shall be entertained by us

Wrong Items Emailed

If you receive items you did not order, call us at +92 311 222 4261 or email at help@mzain.org. You will receive the correct items ordered within 6 hours of email request received.

Payment Methods

Debit Card or Credit Card

You may pay by debit card or credit card no matter which ordering method you use (Internet, fax, mail, or phone). Zain Academy accepts Visa, MasterCard cards. Your debit or credit card will be charged when your transction is accepted by payment gateway and order number is generated by website.

Bank Transfer

If you wish to pay by International Bank Transfer, you may order by phone at +92 311 222 4261 or email at help@mzain.org to receive the bank account particulars.

Zain Academy must receive your payment within 3 days or your order will be canceled. Zain Academy will provide access to the materials within 6 hours of receiving successful order.

Delivery (Shipping) Information

All the materials of Zain Academy are in electronic formats. Zain Academy attempts to process all orders electronically within 6 hours of successful order receipt.

Prices

The price you will be charged is the price in effect on the day you place your order. All the prices on website are in USD.

Privacy

Any personally identifying information submitted through the Service is subject to our Privacy Policy, the terms of which are incorporated herein. Please review our Privacy Policy to understand our practices. The date of any changes to our Privacy Policy will be noted at the bottom of the policy. We may use your personal information as described in the Privacy Policy. Additionally, we may send you notifications about new Service features, special offers, promotional announcements and customer surveys via email, notifications within the Service, text messages, or other methods. By using the Service, you consent to receiving electronic communications from us regarding the Service, including support and maintenance notifications.

Platform and Vendor Requirements

The Service has been created to function across a wide variety of computers, mobile devices, browsers, and software configurations (“platforms”). However, we cannot guarantee that the Service will function on your platform or that all functionality will be enabled on a specific platform. The Service or certain features may function only partially or differently on some platforms and devices than on others. In addition, when hardware manufacturers or software developers make changes to their devices or software, as applicable, this may affect the functionality and appearance of the Service. Please contact our support team if you have questions on whether or not the Service is expected to function on your platform.

Disclaimers and Exclusion of Warranty

THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTY OF MERCHANTABILITY, NON INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE, COMPLIANCE AND CONFORMITY WITH APPLICABLE LAWS, ALL OF WHICH ARE SPECIFICALLY DISCLAIMED, TO THE MAXIMUM EXTENT PERMITTED BY LAW. THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THE SERVICE IS ASSUMED BY YOU. NEITHER ZAIN ACADEMY NOR ITS LICENSORS, SUPPLIERS, DISTRIBUTORS, OR DEALERS WARRANT THAT THE FUNCTIONS CONTAINED IN THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE. ZAIN ACADEMY DOES NOT REPRESENT OR WARRANT THAT CONFERENCES AND RELATED CONTENT DISTRIBUTED THROUGH THE SERVICE WILL RENDER OR DISPLAY PROPERLY, OR AT ALL, ON ALL HARDWARE AND SOFTWARE PLATFORMS. ZAIN ACADEMY RESERVES THE RIGHT TO DISCONTINUE, MODIFY, OR OTHERWISE ALTER FEATURES WITHIN THE SERVICE, WHICH CHANGES MAY RESULT IN, AMONG OTHER THINGS, CHANGES TO THE WAY YOUR CONTENT IS DISPLAYED, STORED, ACCESSED, OR INTERACTS WITH PARTICIPANTS OR VIEWERS OF CONFERENCES.

The Service may not be available in all countries or jurisdictions and may not be available in any particular location. You are responsible for complying with all applicable federal, state, and local laws in the country and jurisdiction in which you are located and from which you are using the Service.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE CUMULATIVE LIABILITY OF ZAIN ACADEMY FOR ALL CLAIMS OF ANY NATURE ARISING FROM OR RELATED TO YOUR USE OR ENJOYMENT OF THE SERVICE OR OTHERWISE ARISING FROM THESE TERMS, INCLUDING ANY CAUSE OF ACTION BASED ON WARRANTY, CONTRACT, TORT, STRICT LIABILITY, PATENT OR COPYRIGHT INFRINGEMENT, OR OTHER MISAPPROPRIATION OF INTELLECTUAL PROPERTY, SHALL NOT EXCEED THE TOTAL AMOUNT OF ALL FEES THAT YOU HAVE ACTUALLY PAID ZAIN ACADEMY FOR THE APPLICABLE SUBSCRIPTION TO THE SERVICE FOR THE PRIOR SIX (6) MONTHS. NEITHER ZAIN ACADEMY NOR ANY OF ITS RESELLERS, SUPPLIERS, OR LICENSORS SHALL BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, WHETHER IN CONTRACT, IN TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, LAW, OR REGULATION, WHETHER OR NOT ZAIN ACADEMY WAS INFORMED IN ADVANCE OF SUCH POTENTIAL DAMAGES.

Indemnity

You agree to indemnify Zain Academy and its licensors and their respective directors, officers, employees, representatives, and agents for any and all claims arising from your use of the Service or any violation by you of these Terms.

General

Zain Academy is entitled to transfer its rights and/or obligations to any third party without your prior written consent. However, you shall not be entitled to transfer your rights and obligations under these Terms without the prior written consent of Zain Academy. Nothing herein shall be construed as creating any agency, partnership, or other form of joint enterprise between the Parties.

Other Terms and Conditions

Zain Academy is not responsible for typographical errors. Zain Academy reserves the right to change the terms and conditions of sale on the Zain Academy Website at any time. No Zain Academy employee or agent has the authority to vary any of the Zain Academy Website’s policies or the terms and conditions governing any sale.

Governing Law

Our Terms and Conditions are governed by the laws of the Islamic Republic of Pakistan and you agree that the courts of Pakistan (including any consumer court) will have exclusive jurisdiction in any dispute that you have with us.